Finance for what's next.
We find the right lender.
Vehicle, equipment, business and personal finance. One conversation, 20+ accredited lenders, and someone in your corner from quote to settlement.
Credit Guide and Privacy Consent. Please read our Credit Guide, Quote and Privacy Consent before you apply. It explains our services, fees, the commissions we may receive and how we handle your information.
Finance for almost anything
Tell us what the money is for. We'll work out the right type of loan and the lenders most likely to say yes.
Vehicle finance
Cars, EVs, utes, trucks, motorbikes and caravans.
Learn more →Equipment finance
Earthmoving, trucks, agriculture, medical and more.
Learn more →Business loans
Working capital, lines of credit and growth funding.
Learn more →Personal loans
Debt consolidation, renovations, solar and more.
Learn more →We start with what you're trying to do,
not with a product.
You don't need to know a chattel mortgage from a lease. That's our job. Tell us your goal and we'll handle the rest.
Tell us what you need
Apply online: what the finance is for, how much, and some details about you or your business.
We compare lenders
We look across our lender panel for options that fit your situation, not just the first lender that says yes.
We do the paperwork
We prepare and lodge the application, deal with the lender and keep you updated.
Funds settled
Once approved, you sign the contract and the funds are paid to you or your supplier.
A broker who picks up the phone
DCS Financial Services is a Sydney-based finance broker for individuals and businesses. You deal with the same person from your first call to settlement.
- Options compared across 20+ lenders we're accredited with
- Help for self-employed, new ABNs and complex situations
- Pre-approvals so you can buy with confidence
- Dealer and supplier settlements handled for you
Lenders we work with
The lenders we're accredited with.
Proud sponsor of the Australian Police Football Association
We're proud to support the members of the Australian Police Football Association (APFA), who bring together police from services across the country through Australian rules football.
Common questions
Does it cost anything to use a broker?
There's nothing to pay to request a quote. Any broker fee, and any commission we may receive from the lender, is disclosed in our Credit Guide and Quote before you go ahead, and is only payable if your loan settles.
How many lenders do you work with?
We're accredited with more than 20 lenders, including car and equipment financiers, personal lenders and business lenders. You can see them listed on our home page.
Can you help if I'm self-employed or have bad credit?
Often, yes. Some lenders specialise in self-employed applicants, new ABNs and credit histories that need a second look. We'll be upfront if we can't help.
How long does approval take?
Some car and personal loans can be approved within a day once documents are in. Commercial and larger loans can take a few days.
Ready to see your options?
Apply online in a few minutes. We'll come back to you with options that suit you.